Home Loan Modification


When you fall behind on your home, you face the potential of losing your home to foreclosure. Recent changes to governmental regulations have made it possible for you to save your home by getting the bank to modify your current mortgage payment.

What is a Loan Modification?

A loan modification may take your missed payments and roll them back into your loan, which will bring you current on your payments. In addition, your lender will sometimes lower the interest rate as part of a modification, which can result in the new monthly payment is less than the old one, allowing you to better afford your home.

Do I Qualify for a Loan Modification? 

Almost every bank has a program that may work for you. While what the bank will do for you depends upon several things (the type of loan, the amount debt you have, the equity in the home, etc), it is possible to negotiate with the bank to fix your loan. If you are interested in trying to save your home and modify the payment, you can contact your bank and they will send you a packet to complete. However, many people find the process overwhelming trying to deal with all of the games banks play. That is where we can help you. We have helped over 20,000 families just like you. 

Where Can I Get More Information on Home Loan Modification?

If you want to better understand the options available to you regarding your home, give us a call today for your free consultation from an experienced loan modification attorney at 801-528-6759. Get all of the facts so that you can make a decision that is best for you and your family. We have offices conveniently located in Ogden, Sandy, St. George, and Logan. 

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