When people fall behind on their home due to circumstances outside of their control, many of them face the potential of losing their home to foreclosure. Recent changes to governmental regulations have made it possible for you to save your home by getting the bank to modify your current mortgage payment. Many times a modification will take the missed payments and throw them back into your loan, which will bring you current on your payments. In addition, the new monthly payment is normally less than the old, allowing you to afford your home.

Almost every bank has a program that may work for you. While what the bank will do for you depends upon several things (the type of loan, the amount debt you have, the equity in the home, etc), it is possible to negotiate with the bank to fix your loan. If you are interested in trying to save your home and modify the payment, you can contact your bank and they will send you a packet to complete. However, many people find the process overwhelming trying to deal with all of the games banks play. That is where we can help you. We have helped over 20,000 families just like you. 

If you want to better understand the options available to you regarding your home, give us a call today for your free consultation from an experienced loan modification attorney at 801-528-6759. Get all of the facts so that you can make a decision that is best for you and your family. We have offices in Ogden, Sandy, St. George, and Logan, UT.